Unbiased side-by-side comparisons of plans from Niva Bupa, Star Health, HDFC Ergo, Care Health, Aditya Birla, ICICI Lombard and more. 100% independent, zero sales pressure.
We provide unbiased information about plans from all leading health insurance companies in India.
Higher is better. Source: IRDAI Annual Report 2023-24
Select plans from any insurer and compare instantly on 20+ parameters.
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| Insurer | Plan | Sum Insured | Premium | Room Rent | CSR | Rating | |
|---|---|---|---|---|---|---|---|
| Niva Bupa |
Reassure 2.0
Best Seller |
₹3L–1Cr | ₹8,500/yr | No room rent limit | 91.4% | 4.5 | View Compare |
| Niva Bupa |
Health Companion
Popular |
₹3L–₹50L | ₹6,200/yr | Single standard AC room | 91.4% | 4.2 | View Compare |
| Niva Bupa |
Senior First
For Seniors |
₹3L–₹25L | ₹24,000/yr | Single standard AC room | 91.4% | 4.0 | View Compare |
| Niva Bupa |
Money Saver
Budget Pick |
₹3L–₹10L | ₹4,200/yr | Single standard AC room | 91.4% | 3.8 | View Compare |
| Niva Bupa |
GoActive
Premium |
₹5L–1Cr | ₹11,000/yr | No room rent limit | 91.4% | 4.7 | View Compare |
| Star Health |
Comprehensive
Most Popular |
₹5L–1Cr | ₹7,200/yr | No room rent limit | 90.6% | 4.4 | View Compare |
| Star Health |
Family Health Optima
Family Pick |
₹3L–₹25L | ₹5,400/yr | Single standard AC room | 90.6% | 4.1 | View Compare |
| Star Health |
Senior Citizens Red Carpet
For Seniors |
₹1L–₹25L | ₹22,000/yr | Single standard AC room | 90.6% | 3.9 | View Compare |
| HDFC Ergo |
Optima Secure
Highest Claim |
₹5L–1Cr | ₹9,800/yr | No room rent limit | 95.2% | 4.6 | View Compare |
| HDFC Ergo |
Optima Restore Family
Auto Restore |
₹3L–₹50L | ₹7,500/yr | Single standard AC room | 95.2% | 4.2 | View Compare |
| Care Health |
Care Supreme
No Upper Age Limit |
₹5L–1Cr | ₹8,200/yr | No room rent limit | 95.5% | 4.5 | View Compare |
| Care Health |
Care Advantage
High SI Plan |
₹25L–1Cr | ₹14,500/yr | No room rent limit | 95.5% | 4.3 | View Compare |
| Aditya Birla |
Activ Health Enhanced
Wellness Rewards |
₹5L–1Cr | ₹10,500/yr | No room rent limit | 95.8% | 4.3 | View Compare |
| Aditya Birla |
Activ Fit
For Youth |
₹3L–₹25L | ₹5,800/yr | Single standard AC room | 95.8% | 3.9 | View Compare |
| ICICI Lombard |
Complete Health Insurance
Trusted Brand |
₹3L–₹50L | ₹7,800/yr | Single standard AC room | 85.4% | 4.0 | View Compare |
| Bajaj Allianz |
Health Guard
Trusted Insurer |
₹2L–₹50L | ₹6,500/yr | Single standard AC room | 94.2% | 4.0 | View Compare |
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