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Premium
Niva Bupa

GoActive

Health insurance that rewards your healthy lifestyle

4.7/5 Rating
Starting From
₹11,000
per year
₹5L–1Cr
Sum Insured
10,000+
Network Hospitals
18–65yrs
Entry Age
2 yrs
Waiting Period

About This Plan

Niva Bupa GoActive is a premium health insurance plan designed for health-conscious individuals. It rewards healthy living with OPD consultations, fitness benefits, and health management programs. With no room rent capping and a comprehensive benefits package, GoActive is for those who take their health seriously.

Key Highlights

OPD consultations covered
Fitness benefit ₹5,000/year
No room rent capping
Restore benefit
Organ transplant covered
Health management program
Wellness rewards

Coverage Details

Room RentNo room rent limit
ICU ChargesNo limit
Pre-Hospitalization60 days
Post-Hospitalization180 days
Day Care ProceduresCovered
Maternity BenefitNot Covered
Newborn CoverNot Covered
Organ TransplantCovered
AYUSH TreatmentCovered
Mental IllnessCovered
Domiciliary HospitalizationCovered
Restore BenefitYes
Annual Health CheckupYes
Ambulance CoverUp to ₹3,000
No Claim BonusUp to 150% NCB
Co-PaymentNone
Pre-Existing Disease Wait4 years
Specific Disease Wait2 years

Pros

  • OPD coverage included
  • Wellness rewards
  • No room rent limit
  • Fitness benefits
  • Comprehensive coverage
  • Restore benefit

Cons

  • Higher premium
  • Not ideal for tight budgets
  • Complex features may be overwhelming

Who Should Buy This Plan?

Ideal for: Health-conscious professionals and fitness enthusiasts