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High SI Plan
Care Health

Care Advantage

High sum insured coverage from ₹25L to ₹6Cr

4.3/5 Rating
Starting From
₹14,500
per year
₹25L–1Cr
Sum Insured
19,000+
Network Hospitals
18–65yrs
Entry Age
2 yrs
Waiting Period

About This Plan

Care Advantage is designed for those who want high sum insured coverage from ₹25 lakh to ₹6 crore. It offers no room rent restrictions, unlimited restoration, and comprehensive coverage for people who want top-tier protection.

Key Highlights

Sum insured ₹25L–₹6Cr
No room rent limit
19,000+ hospitals
Organ transplant
Unlimited restoration
Annual health checkup

Coverage Details

Room RentNo room rent limit
ICU ChargesNo limit
Pre-Hospitalization60 days
Post-Hospitalization180 days
Day Care ProceduresCovered
Maternity BenefitNot Covered
Newborn CoverNot Covered
Organ TransplantCovered
AYUSH TreatmentCovered
Mental IllnessCovered
Domiciliary HospitalizationCovered
Restore BenefitYes
Annual Health CheckupYes
Ambulance CoverUp to ₹3,000
No Claim BonusUp to 50% NCB
Co-PaymentNone
Pre-Existing Disease Wait4 years
Specific Disease Wait2 years

Pros

  • Very high sum insured options
  • No room rent limit
  • Comprehensive coverage
  • Good for HNI individuals

Cons

  • High premium
  • No maternity
  • Only for high SI buyers

Who Should Buy This Plan?

Ideal for: HNI individuals wanting very high sum insured