Smart family plan with automatic restore benefit
| Room Rent | Single standard AC room |
|---|---|
| ICU Charges | Actual |
| Pre-Hospitalization | 30 days |
| Post-Hospitalization | 60 days |
| Day Care Procedures | Covered |
| Maternity Benefit | Not Covered |
| Newborn Cover | Not Covered |
| Organ Transplant | Not Covered |
| AYUSH Treatment | Covered |
| Mental Illness | Not Covered |
| Domiciliary Hospitalization | Not Covered |
| Restore Benefit | Yes |
| Annual Health Checkup | Yes |
| Ambulance Cover | Up to ₹2,000 |
| No Claim Bonus | Up to 50% NCB |
| Co-Payment | None |
| Pre-Existing Disease Wait | 4 years |
| Specific Disease Wait | 2 years |
Ideal for: Families wanting reliable coverage from a top-rated insurer