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Best Seller
Niva Bupa

Reassure 2.0

Comprehensive protection with lifetime renewability

4.5/5 Rating
Starting From
₹8,500
per year
₹3L–1Cr
Sum Insured
10,000+
Network Hospitals
18–65yrs
Entry Age
2 yrs
Waiting Period

About This Plan

Niva Bupa Reassure 2.0 is a comprehensive health insurance plan designed to provide extensive coverage with no room rent capping. This plan is ideal for individuals and families seeking complete health protection without restrictions. With lifetime renewability and a wide network of 10,000+ hospitals, it offers peace of mind at every step.

Key Highlights

No room rent capping
10,000+ network hospitals
Restore benefit up to 100%
Lifetime renewability
No co-payment
Annual health checkup
AYUSH treatment covered
Mental illness coverage

Coverage Details

Room RentNo room rent limit
ICU ChargesNo limit
Pre-Hospitalization60 days
Post-Hospitalization180 days
Day Care ProceduresCovered
Maternity BenefitNot Covered
Newborn CoverNot Covered
Organ TransplantCovered
AYUSH TreatmentCovered
Mental IllnessCovered
Domiciliary HospitalizationCovered
Restore BenefitYes
Annual Health CheckupYes
Ambulance CoverUp to ₹3,000
No Claim BonusUp to 150% NCB on SI
Co-PaymentNone
Pre-Existing Disease Wait4 years
Specific Disease Wait2 years

Pros

  • No room rent limit
  • Restore benefit available
  • Wide hospital network
  • Comprehensive coverage
  • Good NCB benefit
  • Domiciliary hospitalization covered

Cons

  • Higher premium
  • Maternity not covered by default
  • 4-year waiting for pre-existing diseases

Who Should Buy This Plan?

Ideal for: Individuals & families wanting comprehensive coverage