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Wellness Rewards
Aditya Birla

Activ Health Enhanced

Rewards healthy living with HealthReturns™

4.3/5 Rating
Starting From
₹10,500
per year
₹5L–1Cr
Sum Insured
10,200+
Network Hospitals
18–65yrs
Entry Age
2 yrs
Waiting Period

About This Plan

Aditya Birla Activ Health Enhanced is a unique health insurance plan that rewards your healthy lifestyle. The HealthReturns™ feature allows you to earn back up to 100% of your premium through health activities tracked via the Activ Health app. It also has a Chronic Management Program for lifestyle diseases.

Key Highlights

HealthReturns™ earn back premium
Chronic management program
No room rent limit
10,200+ hospitals
Activ Day Benefit
AYUSH covered
Mental illness covered

Coverage Details

Room RentNo room rent limit
ICU ChargesNo limit
Pre-Hospitalization60 days
Post-Hospitalization180 days
Day Care ProceduresCovered
Maternity BenefitNot Covered
Newborn CoverNot Covered
Organ TransplantCovered
AYUSH TreatmentCovered
Mental IllnessCovered
Domiciliary HospitalizationCovered
Restore BenefitYes
Annual Health CheckupYes
Ambulance CoverUp to ₹2,000
No Claim BonusUp to 50% NCB
Co-PaymentNone
Pre-Existing Disease Wait4 years
Specific Disease Wait2 years

Pros

  • Unique HealthReturns™ wellness rewards
  • Earn back premium through fitness
  • Chronic disease management
  • No room rent limit
  • Aditya Birla Group backing

Cons

  • Higher premium
  • Moderate hospital network
  • Wellness tracking required for full benefits

Who Should Buy This Plan?

Ideal for: Health-conscious individuals who want to be rewarded for fitness