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For Seniors
Niva Bupa

Senior First

Specialized health coverage designed for seniors

4.0/5 Rating
Starting From
₹24,000
per year
₹3L–25L
Sum Insured
10,000+
Network Hospitals
61–75yrs
Entry Age
2 yrs
Waiting Period

About This Plan

Niva Bupa Senior First is specially designed for senior citizens aged 61-75 years. It provides comprehensive health coverage with age-appropriate benefits including domiciliary treatment, AYUSH coverage, and mental health support. The plan ensures your golden years are worry-free.

Key Highlights

Designed for ages 61-75
No medical test up to 65
Mental illness covered
AYUSH treatment
Day care procedures
Annual health checkup

Coverage Details

Room RentSingle standard AC room
ICU ChargesActual
Pre-Hospitalization60 days
Post-Hospitalization90 days
Day Care ProceduresCovered
Maternity BenefitNot Covered
Newborn CoverNot Covered
Organ TransplantNot Covered
AYUSH TreatmentCovered
Mental IllnessCovered
Domiciliary HospitalizationNot Covered
Restore BenefitNo
Annual Health CheckupYes
Ambulance CoverUp to ₹2,000
No Claim BonusUp to 50% NCB
Co-Payment20% co-pay
Pre-Existing Disease Wait4 years
Specific Disease Wait2 years

Pros

  • Specially designed for seniors
  • No medical test up to 65
  • Mental health coverage
  • AYUSH covered

Cons

  • Higher premium
  • 20% co-payment
  • Limited sum insured
  • Room rent capped

Who Should Buy This Plan?

Ideal for: Senior citizens aged 61-75 years