Independent Health Insurance Comparison Blog Not affiliated with any insurer
Trusted Brand
ICICI Lombard

Complete Health Insurance

Comprehensive coverage backed by ICICI Bank

4.0/5 Rating
Starting From
₹7,800
per year
₹3L–50L
Sum Insured
11,500+
Network Hospitals
18–65yrs
Entry Age
2 yrs
Waiting Period

About This Plan

ICICI Lombard Complete Health Insurance offers reliable coverage backed by India's leading private bank. It features cashless treatment across 11,500+ hospitals, annual health checkups, and a strong digital ecosystem for policy management and claims.

Key Highlights

ICICI Bank backing
11,500+ network hospitals
Cashless treatment
Annual health checkup
Restore benefit
Mental illness covered
Day care procedures

Coverage Details

Room RentSingle standard AC room
ICU ChargesActual
Pre-Hospitalization30 days
Post-Hospitalization60 days
Day Care ProceduresCovered
Maternity BenefitNot Covered
Newborn CoverNot Covered
Organ TransplantNot Covered
AYUSH TreatmentCovered
Mental IllnessCovered
Domiciliary HospitalizationNot Covered
Restore BenefitYes
Annual Health CheckupYes
Ambulance CoverUp to ₹2,000
No Claim BonusUp to 100% NCB
Co-PaymentNone
Pre-Existing Disease Wait4 years
Specific Disease Wait2 years

Pros

  • Strong ICICI brand
  • Easy digital management
  • Good hospital network
  • Restore benefit included
  • Annual checkup covered

Cons

  • Room rent capped
  • No organ transplant
  • No domiciliary
  • Moderate claim settlement ratio

Who Should Buy This Plan?

Ideal for: Individuals and families who prefer ICICI brand reliability