Independent Health Insurance Comparison Blog Not affiliated with any insurer
Most Popular
Star Health

Comprehensive

All-round health protection for individuals & families

4.4/5 Rating
Starting From
₹7,200
per year
₹5L–1Cr
Sum Insured
14,000+
Network Hospitals
18–65yrs
Entry Age
2 yrs
Waiting Period

About This Plan

Star Health Comprehensive Insurance Plan is one of the most popular plans from Star Health. It offers complete protection with no room rent capping, maternity benefits, organ donation cover, and unlimited restore benefit. Ideal for families seeking comprehensive coverage.

Key Highlights

No room rent limit
Unlimited restore benefit
Maternity covered
14,000+ hospitals
Organ transplant covered
AYUSH treatment
Annual health checkup

Coverage Details

Room RentNo room rent limit
ICU ChargesNo limit
Pre-Hospitalization60 days
Post-Hospitalization90 days
Day Care ProceduresCovered
Maternity BenefitCovered
Newborn CoverNot Covered
Organ TransplantCovered
AYUSH TreatmentCovered
Mental IllnessCovered
Domiciliary HospitalizationCovered
Restore BenefitYes
Annual Health CheckupYes
Ambulance CoverUp to ₹2,000
No Claim BonusUp to 100% NCB
Co-PaymentNone
Pre-Existing Disease Wait4 years
Specific Disease Wait2 years

Pros

  • No room rent restriction
  • Maternity benefit included
  • Unlimited restoration
  • Wide hospital network
  • Organ transplant covered

Cons

  • No domiciliary cover for all conditions
  • Waiting periods apply
  • Higher premium than basic plans

Who Should Buy This Plan?

Ideal for: Families wanting comprehensive all-round coverage