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Hdfc Ergo Health Insurance Plans

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Highest Claim
HDFC Ergo

Optima Secure

Industry-leading coverage with highest claim settlement

4.6
Starting from
₹9,800/year
SI: ₹5L – ₹1Cr
95.2% Claim Settlement
13,000+
Hospitals
2 yr
Waiting
18-65
Age
Cashless
Maternity
Restore
Organ
Domiciliary
AYUSH
Best for: Individuals wanting premium coverage with best-in-class claim settlement
Auto Restore
HDFC Ergo

Optima Restore Family

Smart family plan with automatic restore benefit

4.2
Starting from
₹7,500/year
SI: ₹3L – ₹50L
95.2% Claim Settlement
13,000+
Hospitals
2 yr
Waiting
18-65
Age
Cashless
Maternity
Restore
Organ
Domiciliary
AYUSH
Best for: Families wanting reliable coverage from a top-rated insurer