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Health Insurance Blog

Expert tips, plan reviews, and guides to help you choose the right health insurance.

Aditya Birla Activ Health vs Care Supreme: Which Rewards You More?

Activ Health offers unique wellness rewards that reduce your premium. Care Supreme offers the widest hospital network. We compare ...

PolicyStars Team Apr 16, 2026 2
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Best Health Insurance Plans Under ₹10,000 Annual Premium in India 2024

Good health coverage doesn't have to be expensive. These plans offer solid protection for under ₹10,000 per year for individuals...

PolicyStars Team Apr 16, 2026 2
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Health Insurance Plans with Highest Claim Settlement Ratio in India 2024

Claim Settlement Ratio (CSR) is the most important metric when buying health insurance. Here are the insurers that pay the highest...

PolicyStars Team Apr 16, 2026 2
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Common Reasons Health Insurance Claims Get Rejected in India

Claim rejection is devastating when you need help most. These are the most common reasons insurers reject claims — and how to ma...

PolicyStars Team Apr 16, 2026 2
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What is Co-Payment in Health Insurance? How It Affects Your Claim

Co-payment means you share a portion of every claim. Understand how it works, when it applies and whether a zero co-pay policy is ...

PolicyStars Team Apr 16, 2026 2
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How Health Insurance Premium is Calculated: All the Factors Explained

Your health insurance premium is determined by dozens of factors. Understanding them helps you minimize costs while maximizing cov...

PolicyStars Team Apr 16, 2026 2
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How Much Term Life Insurance Cover Do You Actually Need?

Most Indians are underinsured. This guide uses three different methods to help you calculate exactly how much life cover your fami...

PolicyStars Team Apr 16, 2026 2
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Zero Depreciation Car Insurance: Is It Worth the Extra Premium?

Depreciation deductions can reduce your car insurance claim by 30–50%. Zero-dep eliminates this. Here's when it's worth the extr...

PolicyStars Team Apr 16, 2026 2
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The Right Age to Buy Health Insurance: Why Waiting Costs You More

Every year you delay buying health insurance costs you more in three ways. Here's why buying young is one of the best financial de...

PolicyStars Team Apr 16, 2026 2
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