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Health Insurance Blog

Expert tips, plan reviews, and guides to help you choose the right health insurance.

Health Insurance Deductible: How It Works and Should You Opt for One?

A voluntary deductible in health insurance reduces your premium significantly. Learn how deductibles work, how to calculate saving...

PolicyStars Editorial Apr 16, 2026 752
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Health Insurance for Maternity: When to Buy, What's Covered and Best Plans 2024

Maternity health insurance covers pregnancy, delivery and newborn care. Learn when to buy for the waiting period, what delivery co...

PolicyStars Editorial Apr 16, 2026 485
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Health Insurance Premium Increase at Renewal: Why It Happens and What to Do

Health insurance premiums often jump at renewal. Understand why premiums increase and what options you have — including portabil...

PolicyStars Editorial Apr 16, 2026 849
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Aditya Birla Activ Health vs Niva Bupa ReAssure: Which Is Better?

Aditya Birla Activ Health and Niva Bupa ReAssure are two feature-rich plans with very different approaches. This comparison helps ...

PolicyStars Editorial Apr 16, 2026 246
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NCB in Car Insurance: How No-Claim Bonus Works and How to Protect It

NCB in car insurance can save up to 50% on your own damage premium after 5 claim-free years. Learn how it accrues, transfers and h...

PolicyStars Editorial Apr 16, 2026 630
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Day Care Procedures in Health Insurance: Complete List and Coverage Guide

Modern health insurance covers 540+ day care procedures that don't require 24-hour hospitalisation. Here's what's covered, what is...

PolicyStars Editorial Apr 16, 2026 115
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Insurance Premium Payment Modes: Monthly, Quarterly, Annual — Which Is Best?

Health and life insurance premiums can be paid monthly, quarterly, half-yearly or annually. Each mode has different costs and bene...

PolicyStars Editorial Apr 16, 2026 676
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What Is Sub-Limit in Health Insurance? Types and How to Avoid Them

Sub-limits in health insurance cap specific treatment costs. This guide explains every type of sub-limit, how they affect your cla...

PolicyStars Editorial Apr 16, 2026 765
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Mental Health Insurance Coverage in India: What's Covered Under MHCA 2017

The Mental Healthcare Act 2017 mandates health insurance coverage for mental illness equal to physical illness. Learn what is cove...

PolicyStars Editorial Apr 16, 2026 145
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