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Health Insurance Blog

Expert tips, plan reviews, and guides to help you choose the right health insurance.

GST on Insurance Premiums in India: What You Pay and Can You Claim It?

All insurance premiums in India attract 18% GST, adding thousands to your annual costs. Here's what it means for your policy and w...

PolicyStars Team Apr 16, 2026 2
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Family Floater Health Insurance: Pros, Cons and Best Plans for 2024

A single policy covering your whole family sounds ideal. But the floater model has important limitations. Here's what you need to ...

PolicyStars Team Apr 16, 2026 2
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What is a TPA in Health Insurance and How Does It Affect Your Claim?

Third Party Administrators process health insurance claims on behalf of insurers. Understanding their role can speed up your claim...

PolicyStars Team Apr 16, 2026 2
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Term Insurance Riders: Which Add-Ons Are Actually Worth Buying?

From critical illness to waiver of premium, term insurance riders can enhance your coverage — but not all of them are worth the ...

PolicyStars Team Apr 16, 2026 2
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How to Read Your Health Insurance Policy Document: A Section-by-Section Guide

Most people never read their policy document — and pay the price during claims. This guide walks through every section you need ...

PolicyStars Team Apr 16, 2026 2
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What Does a Health Insurance Policy Actually Cover? A Complete Breakdown

Most people buy health insurance without fully understanding what is and isn't covered. This complete guide breaks down every comp...

PolicyStars Team Apr 16, 2026 2
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Individual vs Family Floater Health Insurance: Which Plan is Right for You?

Should you buy separate individual health plans or one family floater policy? We compare cost, coverage, risk and suitability to h...

PolicyStars Team Apr 16, 2026 2
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What is Sum Insured in Health Insurance? How to Choose the Right Amount

Sum insured is the maximum your insurer pays in a year. Choose too low and you face a massive bill. Choose smartly using this guid...

PolicyStars Team Apr 16, 2026 2
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How to Port Your Health Insurance Policy to Another Insurer

Unhappy with your current health insurer? Learn how IRDAI's portability rules let you switch without losing your waiting period be...

PolicyStars Team Apr 16, 2026 2
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