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Health Insurance Articles

Expert tips, plan reviews, and guides to help you choose the right health insurance.

Pre-Existing Disease Coverage in Health Insurance: Complete Guide for 2024

Diabetic? Hypertensive? Heart patient? Here's exactly how pre-existing conditions are handled in health insurance — waiting peri...

PolicyStars Team Apr 16, 2026 4
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No Claim Bonus in Health Insurance: How It Works and How to Protect It

No Claim Bonus rewards you for staying healthy. But understanding how it accrues — and how to avoid losing it — can save you l...

PolicyStars Team Apr 16, 2026 4
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Top-Up vs Super Top-Up Health Insurance: What's the Difference?

Both top-up plans increase your health coverage cheaply, but they work very differently. Learn which one truly protects you when i...

PolicyStars Team Apr 16, 2026 4
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How to Port Your Health Insurance Policy to Another Insurer

Unhappy with your current health insurer? Learn how IRDAI's portability rules let you switch without losing your waiting period be...

PolicyStars Team Apr 16, 2026 4
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What is Sum Insured in Health Insurance? How to Choose the Right Amount

Sum insured is the maximum your insurer pays in a year. Choose too low and you face a massive bill. Choose smartly using this guid...

PolicyStars Team Apr 16, 2026 4
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Individual vs Family Floater Health Insurance: Which Plan is Right for You?

Should you buy separate individual health plans or one family floater policy? We compare cost, coverage, risk and suitability to h...

PolicyStars Team Apr 16, 2026 4
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What Does a Health Insurance Policy Actually Cover? A Complete Breakdown

Most people buy health insurance without fully understanding what is and isn't covered. This complete guide breaks down every comp...

PolicyStars Team Apr 16, 2026 4
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