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Health Insurance Articles

Expert tips, plan reviews, and guides to help you choose the right health insurance.

What Is Sub-Limit in Health Insurance? Types and How to Avoid Them

Sub-limits in health insurance cap specific treatment costs. This guide explains every type of sub-limit, how they affect your cla...

PolicyStars Editorial Apr 16, 2026 766
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Insurance Premium Payment Modes: Monthly, Quarterly, Annual — Which Is Best?

Health and life insurance premiums can be paid monthly, quarterly, half-yearly or annually. Each mode has different costs and bene...

PolicyStars Editorial Apr 16, 2026 677
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Day Care Procedures in Health Insurance: Complete List and Coverage Guide

Modern health insurance covers 540+ day care procedures that don't require 24-hour hospitalisation. Here's what's covered, what is...

PolicyStars Editorial Apr 16, 2026 116
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Health Insurance Myths Debunked: 15 Common Misconceptions in India

Many Indians avoid or under-buy health insurance based on myths. Here are 15 most common health insurance myths debunked with fact...

PolicyStars Editorial Apr 16, 2026 658
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AYUSH Treatment Coverage in Health Insurance: What's Covered and How to Claim

IRDAI now mandates AYUSH coverage in health insurance. Learn which Ayurvedic, Yoga, Unani, Siddha and Homeopathy treatments are co...

PolicyStars Editorial Apr 16, 2026 271
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What Is Domiciliary Treatment in Health Insurance? Coverage and Claims Explained

Domiciliary treatment covers medical treatment at home when hospitalisation is not possible. Learn what qualifies, what's covered ...

PolicyStars Editorial Apr 16, 2026 400
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Wellness Benefits in Health Insurance: Fitness Discounts and Health Rewards Explained

Modern health insurance plans reward healthy behaviour with fitness discounts and health returns. Learn how wellness benefits work...

PolicyStars Editorial Apr 16, 2026 423
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Health Insurance for Cancer Patients: Coverage, Waiting Periods and Best Plans

Cancer treatment in India can cost ₹5–30 lakh. Health insurance for cancer patients has specific coverage rules. Here's what y...

PolicyStars Editorial Apr 16, 2026 799
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Insurance Agents vs Online Purchase: Which Is Better for Buying Health Insurance?

Should you buy health insurance through an agent or online? This comparison covers cost, convenience, advice quality and which cha...

PolicyStars Editorial Apr 16, 2026 326
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