HDFC Ergo Optima Secure vs Care Supreme

Both plans have impressive claim settlement ratios above 95%. Here is how they compare.

Quick Comparison Table

FeatureHDFC Ergo Optima SecureCare Supreme
Claim Settlement95.2%95.5%
Network Hospitals13,000+19,000+
Room RentNo limitNo limit
Post-Hospitalization180 days180 days
Entry AgeUp to 65Up to 99
Restore BenefitYesUnlimited

Choose HDFC Ergo if:

  • You value the HDFC brand backing
  • You want strong claim settlement
  • You need 180-day post-hospitalization coverage

Choose Care Supreme if:

  • You want access to maximum hospitals (19,000+)
  • You need higher entry age coverage
  • You want unlimited restoration