/* ============================================
   PolicyStars - Main Stylesheet
   ============================================ */

:root {
    --primary: #1e40af;
    --primary-light: #3b82f6;
    --primary-dark: #1e3a8a;
    --secondary: #0ea5e9;
    --accent: #f97316;
    --success: #10b981;
    --warning: #f59e0b;
    --danger: #ef4444;
    --dark: #1e293b;
    --text: #334155;
    --text-light: #64748b;
    --border: #e2e8f0;
    --bg: #f8fafc;
    --white: #ffffff;
    --shadow: 0 4px 6px -1px rgba(0,0,0,0.1);
    --shadow-lg: 0 10px 25px rgba(0,0,0,0.1);
    --radius: 12px;
    --radius-lg: 20px;
}

* { box-sizing: border-box; }
body { font-family: 'Poppins', sans-serif; color: var(--text); background: var(--bg); font-size: 15px; line-height: 1.7; }
h1,h2,h3,h4,h5,h6 { font-weight: 700; color: var(--dark); }
a { color: var(--primary); text-decoration: none; transition: all 0.3s; }
a:hover { color: var(--primary-dark); }
img { max-width: 100%; }
.xsmall { font-size: 0.7rem; }

/* ============================================
   TOP BAR
   ============================================ */
.topbar {
    background: var(--primary-dark);
    color: rgba(255,255,255,0.85);
    font-size: 0.8rem;
    padding: 8px 0;
}
.topbar a { color: rgba(255,255,255,0.85); }
.topbar a:hover { color: white; }

/* ============================================
   NAVIGATION
   ============================================ */
#mainNav {
    background: white;
    padding: 14px 0;
    box-shadow: 0 2px 20px rgba(0,0,0,0.08);
    transition: all 0.3s;
}
#mainNav.scrolled {
    padding: 10px 0;
    box-shadow: 0 4px 30px rgba(0,0,0,0.12);
}
.navbar-brand {
    display: flex;
    align-items: center;
    gap: 10px;
    font-size: 1.5rem;
    font-weight: 800;
    text-decoration: none;
}
.brand-icon {
    width: 38px; height: 38px;
    background: linear-gradient(135deg, var(--primary), var(--secondary));
    border-radius: 10px;
    display: flex; align-items: center; justify-content: center;
    color: white;
    font-size: 18px;
    box-shadow: 0 4px 12px rgba(30,64,175,0.3);
}
.brand-text { color: var(--dark); }
.brand-accent { color: #0ea5e9; }
.navbar-nav .nav-link {
    color: var(--text) !important;
    font-weight: 500;
    padding: 8px 14px !important;
    border-radius: 8px;
    transition: all 0.25s;
    font-size: 0.9rem;
}
.navbar-nav .nav-link:hover, .navbar-nav .nav-link.active {
    color: var(--primary) !important;
    background: rgba(30,64,175,0.06);
}
.btn-compare-nav {
    background: linear-gradient(135deg, var(--primary), var(--secondary)) !important;
    color: white !important;
    border-radius: 25px !important;
    padding: 8px 18px !important;
    font-size: 0.85rem !important;
    font-weight: 600 !important;
    box-shadow: 0 3px 10px rgba(30,64,175,0.3);
}
.btn-compare-nav:hover { transform: translateY(-1px); box-shadow: 0 5px 15px rgba(30,64,175,0.4) !important; }
.dropdown-menu-custom {
    border-radius: var(--radius);
    border: 1px solid var(--border);
    box-shadow: var(--shadow-lg);
    min-width: 220px;
    padding: 8px;
}
.dropdown-menu-custom .dropdown-item {
    border-radius: 8px;
    padding: 9px 14px;
    font-size: 0.88rem;
    font-weight: 500;
    transition: all 0.2s;
}
.dropdown-menu-custom .dropdown-item:hover { background: var(--bg); }

/* ============================================
   HERO SECTION
   ============================================ */
.hero-section {
    background: linear-gradient(135deg, var(--primary-dark) 0%, var(--primary) 50%, var(--secondary) 100%);
    padding: 80px 0 100px;
    position: relative;
    overflow: hidden;
}
.hero-bg-pattern {
    position: absolute; inset: 0;
    background-image: radial-gradient(circle at 20% 50%, rgba(255,255,255,0.05) 0%, transparent 50%),
                      radial-gradient(circle at 80% 20%, rgba(255,255,255,0.05) 0%, transparent 50%);
}
.min-vh-hero { min-height: 480px; }
.hero-badge {
    display: inline-flex; align-items: center;
    background: rgba(255,255,255,0.15);
    color: rgba(255,255,255,0.95);
    border-radius: 25px;
    padding: 6px 16px;
    font-size: 0.85rem;
    font-weight: 500;
    backdrop-filter: blur(10px);
    border: 1px solid rgba(255,255,255,0.2);
}
.hero-title {
    font-size: clamp(2rem, 4vw, 3.2rem);
    font-weight: 800;
    color: white;
    line-height: 1.2;
    margin: 12px 0 20px;
}
.text-gradient {
    background: linear-gradient(135deg, #fbbf24, #f97316);
    -webkit-background-clip: text;
    -webkit-text-fill-color: transparent;
    background-clip: text;
}
.hero-subtitle {
    color: rgba(255,255,255,0.85);
    font-size: 1.05rem;
    max-width: 520px;
    line-height: 1.8;
}
.btn-hero-primary {
    background: white;
    color: var(--primary) !important;
    border-radius: 12px;
    padding: 14px 28px;
    font-weight: 700;
    font-size: 0.95rem;
    box-shadow: 0 6px 20px rgba(0,0,0,0.15);
    border: none;
    transition: all 0.3s;
}
.btn-hero-primary:hover { transform: translateY(-2px); box-shadow: 0 10px 30px rgba(0,0,0,0.2); }
.btn-hero-outline {
    background: rgba(255,255,255,0.1);
    color: white !important;
    border: 2px solid rgba(255,255,255,0.4);
    border-radius: 12px;
    padding: 12px 28px;
    font-weight: 600;
    font-size: 0.95rem;
    backdrop-filter: blur(10px);
    transition: all 0.3s;
}
.btn-hero-outline:hover { background: rgba(255,255,255,0.2); border-color: white; }
.hero-stats { display: flex; gap: 24px; flex-wrap: wrap; }
.stat-item { color: white; }
.stat-num { display: block; font-size: 1.5rem; font-weight: 800; line-height: 1; }
.stat-label { font-size: 0.75rem; color: rgba(255,255,255,0.75); }

/* Hero Illustration */
.hero-illustration {
    width: 420px; height: 420px;
    position: relative;
}
.hero-center-icon {
    width: 130px; height: 130px;
    background: rgba(255,255,255,0.15);
    border-radius: 50%;
    display: flex; align-items: center; justify-content: center;
    font-size: 3.5rem; color: white;
    position: absolute; top: 50%; left: 50%;
    transform: translate(-50%, -50%);
    backdrop-filter: blur(15px);
    border: 2px solid rgba(255,255,255,0.3);
    animation: pulse-ring 3s infinite;
}
@keyframes pulse-ring {
    0%, 100% { box-shadow: 0 0 0 0 rgba(255,255,255,0.3); }
    50% { box-shadow: 0 0 0 20px rgba(255,255,255,0); }
}
.hero-card-float {
    position: absolute;
    background: white;
    border-radius: 14px;
    padding: 14px 18px;
    box-shadow: 0 10px 30px rgba(0,0,0,0.15);
    font-size: 0.85rem;
}
.card-float-1 { top: 60px; left: 20px; animation: float1 4s ease-in-out infinite; }
.card-float-2 { top: 40px; right: 30px; animation: float2 4.5s ease-in-out infinite; }
.card-float-3 { bottom: 80px; left: 40px; animation: float3 5s ease-in-out infinite; }
@keyframes float1 { 0%,100% { transform: translateY(0); } 50% { transform: translateY(-12px); } }
@keyframes float2 { 0%,100% { transform: translateY(0); } 50% { transform: translateY(-8px); } }
@keyframes float3 { 0%,100% { transform: translateY(0); } 50% { transform: translateY(-15px); } }
.float-icon { width: 36px; height: 36px; border-radius: 10px; display: flex; align-items: center; justify-content: center; flex-shrink: 0; }
.bg-success-soft { background: rgba(16,185,129,0.1); }
.bg-primary-soft { background: rgba(30,64,175,0.1); }
.bg-warning-soft { background: rgba(245,158,11,0.1); }

/* ============================================
   TRUST BAR
   ============================================ */
.trust-bar {
    background: white;
    padding: 20px 0;
    border-bottom: 1px solid var(--border);
}
.trust-item {
    display: flex; align-items: center; gap: 12px;
    justify-content: center;
}
.trust-icon { font-size: 1.8rem; color: var(--primary); flex-shrink: 0; }
.trust-label { font-weight: 700; font-size: 0.95rem; color: var(--dark); line-height: 1.2; }
.trust-sub { font-size: 0.75rem; color: var(--text-light); }

/* ============================================
   SECTION STYLES
   ============================================ */
.section-badge {
    display: inline-block;
    background: rgba(30,64,175,0.08);
    color: var(--primary);
    border-radius: 20px;
    padding: 5px 14px;
    font-size: 0.8rem;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}
.badge-white { background: rgba(255,255,255,0.15); color: white; }
.section-title { font-size: clamp(1.6rem, 3vw, 2.2rem); font-weight: 800; margin-bottom: 12px; }
.section-subtitle { color: var(--text-light); font-size: 1rem; max-width: 540px; margin: 0 auto; }

/* Compare Tool */
.compare-tool-card {
    background: white;
    border-radius: var(--radius-lg);
    padding: 30px;
    box-shadow: var(--shadow-lg);
}
.btn-compare-cta {
    background: linear-gradient(135deg, var(--primary), var(--secondary));
    color: white;
    border: none;
    border-radius: 12px;
    padding: 13px;
    font-weight: 700;
    font-size: 0.95rem;
    transition: all 0.3s;
}
.btn-compare-cta:hover { transform: translateY(-2px); box-shadow: 0 8px 20px rgba(30,64,175,0.4); color: white; }

/* ============================================
   PLAN CARDS
   ============================================ */
.plan-card {
    background: white;
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow);
    transition: all 0.3s;
    position: relative;
    overflow: hidden;
    border: 1px solid var(--border);
    display: flex; flex-direction: column;
}
.plan-card:hover { transform: translateY(-5px); box-shadow: 0 15px 40px rgba(0,0,0,0.12); border-color: var(--primary-light); }
.plan-badge {
    position: absolute; top: 16px; right: 16px;
    padding: 4px 12px; border-radius: 20px;
    font-size: 0.75rem; font-weight: 700;
    color: white;
}
.badge-success { background: var(--success); }
.badge-primary { background: var(--primary); }
.badge-warning { background: var(--warning); color: #333 !important; }
.badge-danger { background: var(--danger); }
.badge-info { background: #0891b2; }
.plan-card-header {
    background: linear-gradient(135deg, #f0f6ff, #e8f3ff);
    padding: 24px;
    text-align: center;
    border-bottom: 1px solid var(--border);
}
.plan-icon {
    width: 60px; height: 60px;
    background: linear-gradient(135deg, var(--primary), var(--secondary));
    border-radius: 50%;
    display: flex; align-items: center; justify-content: center;
    margin: 0 auto 12px;
    font-size: 1.5rem; color: white;
    box-shadow: 0 5px 15px rgba(30,64,175,0.3);
}
.plan-name { font-size: 1.25rem; font-weight: 700; margin: 0 0 6px; }
.plan-tagline { color: var(--text-light); font-size: 0.85rem; margin: 0 0 10px; }
.plan-rating { font-size: 0.85rem; }
.plan-rating .rating-num { color: var(--text-light); font-weight: 600; }
.plan-card-body { padding: 20px; flex: 1; }
.plan-premium { margin-bottom: 14px; }
.premium-label { display: block; font-size: 0.75rem; color: var(--text-light); text-transform: uppercase; letter-spacing: 0.5px; }
.premium-amount { font-size: 1.8rem; font-weight: 800; color: var(--primary); line-height: 1; }
.premium-period { font-size: 0.9rem; font-weight: 400; color: var(--text-light); }
.plan-si { font-size: 0.85rem; color: var(--text); margin-bottom: 14px; }
.plan-highlights-list { list-style: none; padding: 0; margin: 0 0 12px; }
.plan-highlights-list li { font-size: 0.82rem; color: var(--text); margin-bottom: 6px; display: flex; align-items: flex-start; gap: 2px; }
.plan-meta .meta-item { display: flex; align-items: center; gap: 6px; font-size: 0.8rem; color: var(--text-light); background: var(--bg); padding: 6px 10px; border-radius: 8px; }
.plan-card-footer { padding: 16px 20px; border-top: 1px solid var(--border); }
.btn-plan-detail {
    background: linear-gradient(135deg, var(--primary), var(--secondary));
    color: white;
    border: none;
    border-radius: 10px;
    padding: 10px;
    font-weight: 600;
    font-size: 0.88rem;
    transition: all 0.3s;
}
.btn-plan-detail:hover { transform: translateY(-1px); box-shadow: 0 5px 15px rgba(30,64,175,0.35); color: white; }
.btn-plan-compare {
    background: transparent;
    color: var(--primary);
    border: 1.5px solid var(--primary);
    border-radius: 10px;
    padding: 8px;
    font-weight: 600;
    font-size: 0.88rem;
    transition: all 0.3s;
}
.btn-plan-compare:hover { background: var(--primary); color: white; }

/* Plans Table */
.table-plans { font-size: 0.88rem; border-radius: var(--radius); overflow: hidden; box-shadow: var(--shadow); }
.table-plans thead tr { background: var(--primary); color: white; }
.table-plans thead th { padding: 14px 16px; font-weight: 600; border: none; }
.table-plans tbody tr:hover { background: #f0f6ff; }
.table-plans td { padding: 14px 16px; vertical-align: middle; border-color: var(--border); }
.plan-table-icon { width: 36px; height: 36px; background: rgba(30,64,175,0.08); border-radius: 8px; display: flex; align-items: center; justify-content: center; flex-shrink: 0; }
.badge-sm { font-size: 0.65rem; padding: 2px 7px; }
.table-rating { font-size: 0.8rem; }

/* ============================================
   WHY SECTION
   ============================================ */
.bg-gradient-section {
    background: linear-gradient(135deg, var(--primary-dark), var(--primary));
    position: relative;
    overflow: hidden;
}
.bg-gradient-section::before {
    content: '';
    position: absolute; inset: 0;
    background: url("data:image/svg+xml,%3Csvg width='60' height='60' viewBox='0 0 60 60' xmlns='http://www.w3.org/2000/svg'%3E%3Cg fill='none' fill-rule='evenodd'%3E%3Cg fill='%23ffffff' fill-opacity='0.03'%3E%3Ccircle cx='30' cy='30' r='3'/%3E%3C/g%3E%3C/g%3E%3C/svg%3E");
}
.text-white-75 { color: rgba(255,255,255,0.75) !important; }
.why-card {
    background: rgba(255,255,255,0.1);
    border: 1px solid rgba(255,255,255,0.15);
    border-radius: var(--radius);
    padding: 28px;
    text-align: center;
    backdrop-filter: blur(10px);
    transition: all 0.3s;
}
.why-card:hover { background: rgba(255,255,255,0.15); transform: translateY(-3px); }
.why-icon {
    width: 60px; height: 60px;
    background: rgba(255,255,255,0.15);
    border-radius: 50%;
    display: flex; align-items: center; justify-content: center;
    font-size: 1.5rem; color: white;
    margin: 0 auto 16px;
}
.why-card h5 { color: white; font-weight: 700; margin-bottom: 8px; }
.why-card p { color: rgba(255,255,255,0.8); font-size: 0.88rem; margin: 0; }

/* ============================================
   BLOG CARDS
   ============================================ */
.blog-card {
    background: white;
    border-radius: var(--radius);
    overflow: hidden;
    box-shadow: var(--shadow);
    transition: all 0.3s;
    border: 1px solid var(--border);
    display: flex; flex-direction: column;
}
.blog-card:hover { transform: translateY(-4px); box-shadow: var(--shadow-lg); }
.blog-card-img {
    height: 200px;
    overflow: hidden;
    position: relative;
    background: linear-gradient(135deg, #e0e7ff, #dbeafe);
}
.blog-card-img img { width: 100%; height: 100%; object-fit: cover; transition: transform 0.4s; }
.blog-card:hover .blog-card-img img { transform: scale(1.05); }
.blog-img-placeholder { width: 100%; height: 100%; display: flex; align-items: center; justify-content: center; font-size: 3rem; color: var(--primary); opacity: 0.3; }
.blog-category-tag {
    position: absolute; bottom: 10px; left: 10px;
    background: var(--primary);
    color: white;
    font-size: 0.72rem;
    padding: 4px 10px;
    border-radius: 20px;
    font-weight: 600;
    text-transform: uppercase;
    letter-spacing: 0.3px;
    text-decoration: none;
}
.blog-featured-tag {
    position: absolute; top: 10px; right: 10px;
    background: var(--warning);
    color: #333;
    font-size: 0.72rem;
    padding: 4px 10px;
    border-radius: 20px;
    font-weight: 700;
}
.blog-card-body { padding: 20px; flex: 1; display: flex; flex-direction: column; }
.blog-title { font-size: 1rem; font-weight: 700; margin-bottom: 8px; }
.blog-title a { color: var(--dark); }
.blog-title a:hover { color: var(--primary); }
.blog-excerpt { color: var(--text-light); font-size: 0.85rem; line-height: 1.6; flex: 1; }
.blog-meta { display: flex; gap: 12px; flex-wrap: wrap; font-size: 0.78rem; color: var(--text-light); margin: 10px 0 0; }
.btn-read-more { color: var(--primary); font-weight: 600; font-size: 0.85rem; }
.btn-read-more:hover { color: var(--primary-dark); }

/* ============================================
   PAGE HERO
   ============================================ */
.page-hero {
    background: linear-gradient(135deg, var(--primary-dark), var(--primary));
    padding: 50px 0 60px;
    position: relative;
    overflow: hidden;
}
.page-hero-sm { padding: 35px 0 40px; }
.page-hero::before {
    content: '';
    position: absolute; inset: 0;
    background: radial-gradient(circle at 70% 50%, rgba(255,255,255,0.05), transparent);
}
.page-hero-plan { background: linear-gradient(135deg, #1e3a8a, #1e40af, #0369a1); }
.breadcrumb-hero { background: transparent; padding: 0; margin-bottom: 12px; }
.breadcrumb-hero .breadcrumb-item { color: rgba(255,255,255,0.7); font-size: 0.85rem; }
.breadcrumb-hero .breadcrumb-item a { color: rgba(255,255,255,0.8); }
.breadcrumb-hero .breadcrumb-item.active { color: rgba(255,255,255,0.9); }
.breadcrumb-hero .breadcrumb-item + .breadcrumb-item::before { color: rgba(255,255,255,0.5); }
.page-hero-title { color: white; font-size: clamp(1.6rem, 3vw, 2.6rem); font-weight: 800; margin: 0 0 10px; }
.page-hero-subtitle { color: rgba(255,255,255,0.8); font-size: 1rem; margin: 0; max-width: 600px; }
.plan-hero-rating { color: rgba(255,255,255,0.9); font-size: 0.9rem; margin-top: 10px; }
.hero-premium-box {
    background: rgba(255,255,255,0.15);
    border-radius: var(--radius);
    padding: 20px 24px;
    display: inline-block;
    backdrop-filter: blur(10px);
    border: 1px solid rgba(255,255,255,0.2);
    text-align: center;
}
.hero-premium-amount { font-size: 2.5rem; font-weight: 800; color: white; line-height: 1.1; }

/* ============================================
   PLAN DETAIL
   ============================================ */
.plan-key-stats {
    background: white;
    border-radius: var(--radius);
    padding: 20px;
    box-shadow: var(--shadow);
}
.key-stat-item { text-align: center; }
.ks-icon { width: 48px; height: 48px; background: linear-gradient(135deg, var(--primary), var(--secondary)); border-radius: 12px; display: flex; align-items: center; justify-content: center; color: white; font-size: 1.2rem; margin: 0 auto 8px; }
.ks-val { font-size: 1.1rem; font-weight: 800; color: var(--dark); line-height: 1; }
.ks-label { font-size: 0.75rem; color: var(--text-light); margin-top: 3px; }
.content-card { background: white; border-radius: var(--radius); padding: 28px; box-shadow: var(--shadow); border: 1px solid var(--border); }
.content-card-title { font-size: 1.15rem; font-weight: 700; margin-bottom: 16px; padding-bottom: 12px; border-bottom: 2px solid var(--bg); }
.table-coverage { font-size: 0.88rem; }
.table-coverage th { background: #f0f6ff; color: var(--dark); font-weight: 600; width: 45%; padding: 10px 14px; border-color: var(--border); }
.table-coverage td { padding: 10px 14px; border-color: var(--border); }
.highlight-item { display: flex; align-items: center; padding: 8px 12px; background: #f0fdf4; border-radius: 8px; font-size: 0.85rem; }
.pros-cons-list { list-style: none; padding: 0; margin: 0; }
.pros-cons-list li { padding: 8px 0; font-size: 0.88rem; border-bottom: 1px solid var(--border); }
.pros-cons-list li:last-child { border: none; }
.pros-card { border-left: 3px solid var(--success); }
.cons-card { border-left: 3px solid var(--danger); }
.ideal-for-card { background: #f0fdf4; border: 1px solid #bbf7d0; }
.plan-description { color: var(--text); line-height: 1.8; }

/* Sidebar */
.sidebar-cta-card { background: linear-gradient(135deg, #f0f6ff, #e8f3ff); border-radius: var(--radius); padding: 24px; border: 1px solid #bfdbfe; }
.cta-badge { font-size: 0.75rem; color: var(--primary); background: rgba(30,64,175,0.1); padding: 4px 10px; border-radius: 20px; display: inline-block; margin-bottom: 12px; font-weight: 600; }
.sidebar-card { background: white; border-radius: var(--radius); padding: 20px; box-shadow: var(--shadow); border: 1px solid var(--border); }
.sidebar-card-title { font-size: 0.85rem; text-transform: uppercase; letter-spacing: 0.5px; color: var(--text-light); font-weight: 700; margin-bottom: 14px; padding-bottom: 10px; border-bottom: 1px solid var(--border); }
.quick-facts-list { }
.qfl-item { display: flex; justify-content: space-between; padding: 8px 0; border-bottom: 1px solid var(--border); font-size: 0.88rem; }
.qfl-item:last-child { border: none; }
.qfl-label { color: var(--text-light); }
.qfl-val { font-weight: 600; color: var(--dark); }
.other-plan-item { display: flex; align-items: center; gap: 10px; padding: 10px 0; border-bottom: 1px solid var(--border); text-decoration: none; color: var(--text); transition: all 0.2s; }
.other-plan-item:last-child { border: none; }
.other-plan-item:hover { color: var(--primary); transform: translateX(3px); }
.op-icon { width: 34px; height: 34px; background: rgba(30,64,175,0.07); border-radius: 8px; display: flex; align-items: center; justify-content: center; flex-shrink: 0; }
.op-info { flex: 1; }
.op-name { font-weight: 600; font-size: 0.88rem; }
.op-premium { font-size: 0.78rem; color: var(--text-light); }
.disclaimer-note { background: #fffbeb; border: 1px solid #fde68a; border-radius: 8px; padding: 10px 12px; font-size: 0.8rem; color: #92400e; }

/* Plan full cards */
.plan-card-full { background: white; border-radius: var(--radius-lg); box-shadow: var(--shadow); border: 1px solid var(--border); transition: all 0.3s; position: relative; overflow: hidden; display: flex; flex-direction: column; }
.plan-card-full:hover { transform: translateY(-4px); box-shadow: var(--shadow-lg); }
.plan-badge-full { position: absolute; top: 16px; right: 16px; padding: 4px 12px; border-radius: 20px; font-size: 0.75rem; font-weight: 700; color: white; }
.plan-full-header { padding: 24px; background: linear-gradient(135deg, #f0f6ff, #e8f3ff); }
.plan-full-name { font-size: 1.2rem; font-weight: 800; margin-bottom: 4px; }
.plan-full-tagline { color: var(--text-light); font-size: 0.83rem; margin-bottom: 14px; }
.plan-rating-badge { background: var(--primary); color: white; padding: 5px 12px; border-radius: 20px; font-size: 0.82rem; font-weight: 700; white-space: nowrap; }
.plan-full-premium .premium-from { font-size: 0.75rem; color: var(--text-light); }
.plan-full-premium .premium-big { font-size: 1.6rem; font-weight: 800; color: var(--primary); line-height: 1.1; }
.plan-full-premium .premium-big span { font-size: 0.9rem; font-weight: 400; color: var(--text-light); }
.plan-full-premium .premium-si { font-size: 0.8rem; color: var(--text-light); }
.plan-full-body { padding: 20px; flex: 1; }
.plan-quick-facts { display: flex; justify-content: space-between; background: var(--bg); border-radius: 10px; padding: 12px; margin-bottom: 14px; }
.qf-item { text-align: center; display: flex; flex-direction: column; align-items: center; gap: 4px; }
.qf-item i { font-size: 1.2rem; }
.qf-val { font-size: 0.85rem; font-weight: 700; color: var(--dark); }
.qf-label { font-size: 0.7rem; color: var(--text-light); }
.plan-features-check .feat-item { font-size: 0.8rem; padding: 5px 0; }
.feat-yes { color: var(--success); }
.feat-no { color: #94a3b8; }
.plan-ideal-for { font-size: 0.82rem; background: #f0fdf4; padding: 10px 12px; border-radius: 8px; }
.plan-full-footer { padding: 16px 20px; border-top: 1px solid var(--border); }

/* Compare CTA Banner */
.compare-cta-banner { background: linear-gradient(135deg, var(--primary), var(--secondary)); border-radius: var(--radius-lg); padding: 28px 32px; }
.text-white-75 { color: rgba(255,255,255,0.75) !important; }

/* ============================================
   COMPARE PAGES
   ============================================ */
.compare-selector-card { background: white; border-radius: var(--radius-lg); padding: 30px; box-shadow: var(--shadow-lg); }
.plan-selector-box { background: var(--bg); border-radius: var(--radius); padding: 18px; position: relative; }
.selector-num { position: absolute; top: -10px; left: 16px; width: 24px; height: 24px; background: var(--primary); color: white; border-radius: 50%; font-size: 0.75rem; font-weight: 700; display: flex; align-items: center; justify-content: center; }
.plan-preview-info { background: linear-gradient(135deg, #f0f6ff, #e8f3ff); border-radius: 8px; padding: 10px 12px; }
.popular-compare-card { display: flex; justify-content: space-between; align-items: center; background: white; border-radius: var(--radius); padding: 16px 20px; box-shadow: var(--shadow); border: 1px solid var(--border); transition: all 0.3s; }
.popular-compare-card:hover { transform: translateY(-2px); box-shadow: var(--shadow-lg); border-color: var(--primary-light); }
.pc-plans { display: flex; align-items: center; gap: 10px; flex: 1; }
.pc-plan { font-weight: 600; font-size: 0.9rem; color: var(--dark); }
.pc-vs { background: var(--primary); color: white; padding: 3px 10px; border-radius: 20px; font-size: 0.75rem; font-weight: 800; flex-shrink: 0; }
.pc-arrow { color: var(--primary); }
.plan-mini-card { background: white; border-radius: var(--radius); padding: 18px; box-shadow: var(--shadow); border: 1px solid var(--border); transition: all 0.3s; position: relative; }
.plan-mini-card:hover { box-shadow: var(--shadow-lg); }
.plan-mini-badge { font-size: 0.7rem; display: inline-block; margin-bottom: 4px; }
.plan-mini-name { font-size: 0.95rem; font-weight: 700; }
.plan-mini-rating { font-size: 0.82rem; }
.plan-mini-premium { font-size: 1.2rem; font-weight: 800; color: var(--primary); }
.plan-mini-si { font-size: 0.8rem; color: var(--text-light); }
.plan-mini-tagline { font-size: 0.82rem; color: var(--text-light); margin: 6px 0 10px; }
.plan-mini-actions { display: flex; gap: 8px; }

/* Compare Result Table */
.compare-table-wrapper { border-radius: var(--radius-lg); overflow: hidden; box-shadow: var(--shadow-lg); }
.table-compare { margin: 0; background: white; font-size: 0.88rem; }
.compare-feature-col { width: 200px; min-width: 160px; background: #f8fafc !important; }
.compare-plan-col { min-width: 200px; }
.table-compare thead th { background: var(--primary); color: white; padding: 20px; border: none; text-align: center; font-weight: 700; }
.table-compare thead th:first-child { background: #1e3a8a; text-align: left; }
.compare-plan-name { font-size: 1.05rem; font-weight: 800; line-height: 1.2; }
.compare-plan-rating { font-size: 0.8rem; color: rgba(255,255,255,0.8); margin-top: 5px; }
.table-compare tbody tr td { padding: 12px 16px; border-color: var(--border); vertical-align: middle; }
.table-compare tbody tr td:first-child { font-weight: 600; color: var(--dark); background: #f8fafc; }
.compare-section-header td { background: linear-gradient(135deg, #1e40af, #1e40af); color: white; font-weight: 700; font-size: 0.85rem; padding: 10px 16px; text-transform: uppercase; letter-spacing: 0.5px; }
.compare-yes { color: var(--success); font-weight: 600; font-size: 0.85rem; }
.compare-no { color: #94a3b8; font-size: 0.85rem; }
.compare-overall-rating .rating-circle { display: inline-block; width: 48px; height: 48px; border-radius: 50%; background: var(--primary); color: white; font-size: 1rem; font-weight: 800; line-height: 48px; text-align: center; }
.compare-action-row td { background: #f8fafc; padding: 16px; }

/* ============================================
   BLOG POST
   ============================================ */
.post-header { }
.post-category-badge { background: var(--primary); color: white; padding: 5px 14px; border-radius: 20px; font-size: 0.8rem; font-weight: 600; display: inline-block; margin-bottom: 12px; }
.post-title { font-size: clamp(1.5rem, 3vw, 2.2rem); font-weight: 800; line-height: 1.3; }
.post-excerpt { font-size: 1.05rem; color: var(--text-light); font-style: italic; border-left: 3px solid var(--primary); padding-left: 16px; }
.post-meta { display: flex; gap: 16px; flex-wrap: wrap; font-size: 0.85rem; color: var(--text-light); margin: 12px 0; }
.post-content { font-size: 0.95rem; line-height: 1.9; }
.post-content h2 { font-size: 1.5rem; margin: 2rem 0 1rem; color: var(--dark); }
.post-content h3 { font-size: 1.2rem; margin: 1.5rem 0 0.75rem; color: var(--dark); }
.post-content p { margin-bottom: 1.2em; }
.post-content ul, .post-content ol { margin-bottom: 1.2em; padding-left: 1.5em; }
.post-content li { margin-bottom: 0.5em; }
.post-content table { font-size: 0.9rem; }
.post-tags { display: flex; flex-wrap: wrap; align-items: center; gap: 8px; }
.post-tag { background: rgba(30,64,175,0.08); color: var(--primary); padding: 4px 12px; border-radius: 20px; font-size: 0.8rem; font-weight: 500; }
.post-share { display: flex; align-items: center; gap: 10px; flex-wrap: wrap; }
.share-btn { display: inline-flex; align-items: center; gap: 6px; padding: 8px 16px; border-radius: 8px; font-size: 0.85rem; font-weight: 600; color: white; text-decoration: none; transition: all 0.2s; }
.share-btn.fb { background: #1877f2; }
.share-btn.tw { background: #1da1f2; }
.share-btn.wa { background: #25d366; }
.share-btn:hover { transform: translateY(-2px); color: white; }
.post-disclaimer { background: #fffbeb; border: 1px solid #fde68a; border-radius: var(--radius); padding: 16px; font-size: 0.88rem; }
.related-title { font-size: 1.3rem; font-weight: 700; }
.blog-card-sm { background: white; border-radius: var(--radius); box-shadow: var(--shadow); border: 1px solid var(--border); overflow: hidden; }
.bcs-img { height: 130px; overflow: hidden; background: linear-gradient(135deg, #e0e7ff, #dbeafe); }
.bcs-img img { width: 100%; height: 100%; object-fit: cover; }
.bcs-placeholder { width: 100%; height: 100%; display: flex; align-items: center; justify-content: center; font-size: 2rem; color: var(--primary); opacity: 0.3; }
.bcs-body { padding: 14px; }
.bcs-body h6 a { color: var(--dark); font-size: 0.88rem; }
.bcs-body h6 a:hover { color: var(--primary); }
.recent-post-item { padding: 10px 0; border-bottom: 1px solid var(--border); }
.recent-post-item:last-child { border: none; }
.recent-post-item a { color: var(--dark); font-size: 0.88rem; font-weight: 500; }
.recent-post-item a:hover { color: var(--primary); }
.category-list { list-style: none; padding: 0; margin: 0; }
.category-list li { border-bottom: 1px solid var(--border); }
.category-list li:last-child { border: none; }
.category-link { display: block; padding: 8px 0; color: var(--text); font-size: 0.88rem; font-weight: 500; transition: all 0.2s; }
.category-link:hover, .category-link.active { color: var(--primary); padding-left: 4px; }
.plans-sidebar-list { margin-bottom: 8px; }
.plan-sidebar-item { display: block; padding: 7px 0; font-size: 0.88rem; color: var(--text); border-bottom: 1px solid var(--border); font-weight: 500; }
.plan-sidebar-item:last-child { border: none; }
.plan-sidebar-item:hover { color: var(--primary); }
.disclaimer-sidebar { background: #fffbeb; border: 1px solid #fde68a; border-radius: 8px; padding: 12px; font-size: 0.8rem; color: #92400e; }
.sidebar-compare-cta { background: linear-gradient(135deg, #f0f6ff, #dbeafe); border-radius: var(--radius); padding: 18px; border: 1px solid #bfdbfe; }
.sidebar-compare-cta h6 { color: var(--primary); font-weight: 700; }

/* ============================================
   INSURANCE HEALTH PAGE
   ============================================ */
.feature-highlight { display: flex; gap: 14px; align-items: flex-start; background: var(--bg); border-radius: 10px; padding: 14px; }
.how-to-list { padding-left: 1.5em; }
.how-to-list li { margin-bottom: 14px; line-height: 1.7; }
.plans-overview-list { }
.plan-overview-item { display: flex; align-items: center; gap: 14px; padding: 14px; background: var(--bg); border-radius: 10px; margin-bottom: 10px; color: var(--text); transition: all 0.2s; border: 1px solid var(--border); }
.plan-overview-item:hover { background: #f0f6ff; border-color: var(--primary-light); transform: translateX(3px); }
.poi-icon { width: 44px; height: 44px; background: rgba(30,64,175,0.08); border-radius: 10px; display: flex; align-items: center; justify-content: center; flex-shrink: 0; font-size: 1.1rem; }
.poi-info { flex: 1; }
.poi-name { font-weight: 700; }
.poi-desc { font-size: 0.82rem; color: var(--text-light); }
.poi-meta { font-size: 0.8rem; color: var(--text-light); }
.poi-rating { font-size: 0.85rem; font-weight: 600; color: var(--warning); white-space: nowrap; }
.poi-arrow { color: var(--text-light); }

/* ============================================
   NEWSLETTER & FOOTER
   ============================================ */
.newsletter-strip { background: linear-gradient(135deg, var(--primary), var(--secondary)); padding: 30px 0; }
.footer-main { background: #0f172a; color: #94a3b8; }
.footer-content { padding: 60px 0 30px; }
.footer-brand { display: flex; align-items: center; gap: 10px; }
.brand-icon-footer { width: 42px; height: 42px; background: linear-gradient(135deg, var(--primary), var(--secondary)); border-radius: 10px; display: flex; align-items: center; justify-content: center; color: white; font-size: 20px; flex-shrink: 0; }
.brand-text-footer { font-size: 1.4rem; font-weight: 800; color: white; }
.brand-text-footer span { color: var(--secondary); }
.footer-desc { font-size: 0.88rem; color: #64748b; line-height: 1.8; margin-top: 12px; }
.disclaimer-badge { background: rgba(245,158,11,0.15); color: #f59e0b; border: 1px solid rgba(245,158,11,0.3); border-radius: 8px; padding: 8px 12px; font-size: 0.78rem; font-weight: 600; display: inline-block; }
.social-links { display: flex; gap: 8px; }
.social-link { width: 36px; height: 36px; background: rgba(255,255,255,0.08); border-radius: 8px; display: flex; align-items: center; justify-content: center; color: #94a3b8; transition: all 0.3s; }
.social-link:hover { background: var(--primary); color: white; }
.footer-heading { color: white; font-weight: 700; font-size: 0.9rem; text-transform: uppercase; letter-spacing: 1px; margin-bottom: 18px; }
.footer-links { list-style: none; padding: 0; margin: 0; }
.footer-links li { margin-bottom: 10px; }
.footer-links a { color: #64748b; font-size: 0.88rem; transition: all 0.3s; }
.footer-links a:hover { color: white; padding-left: 4px; }
.contact-info .contact-item { display: flex; align-items: center; gap: 10px; font-size: 0.88rem; color: #64748b; margin-bottom: 8px; }
.footer-bottom { background: #0a0f1e; padding: 18px 0; border-top: 1px solid #1e293b; }
.footer-bottom p { color: #475569; }
.footer-bottom-link { color: #475569; font-size: 0.85rem; }
.footer-bottom-link:hover { color: white; }

/* ============================================
   DISCLAIMER SECTION
   ============================================ */
.disclaimer-section { background: #fffbeb; border-top: 2px solid #fde68a; border-bottom: 2px solid #fde68a; }
.disclaimer-box { background: white; border: 1px solid #fde68a; border-radius: var(--radius); padding: 18px 22px; font-size: 0.88rem; color: #78350f; }
.disclaimer-icon { font-size: 1.3rem; color: #f59e0b; flex-shrink: 0; margin-top: 2px; }
.contact-detail { display: flex; align-items: center; gap: 10px; font-size: 0.9rem; }
.contact-detail i { width: 20px; color: var(--primary); }

/* ============================================
   ABOUT PAGE
   ============================================ */
.about-icon-header .about-logo-big { width: 80px; height: 80px; background: linear-gradient(135deg, var(--primary), var(--secondary)); border-radius: 50%; display: flex; align-items: center; justify-content: center; font-size: 2.5rem; color: white; margin: 0 auto 16px; }
.about-feature { display: flex; gap: 14px; padding: 14px; background: var(--bg); border-radius: 10px; align-items: flex-start; }
.about-feature i { font-size: 1.3rem; flex-shrink: 0; margin-top: 3px; }

/* ============================================
   404 PAGE
   ============================================ */
.error-404 { }
.error-num { font-size: 8rem; font-weight: 900; color: var(--primary); line-height: 1; opacity: 0.2; }

/* ============================================
   SCROLL TO TOP
   ============================================ */
.scroll-top {
    position: fixed; bottom: 30px; right: 30px;
    width: 45px; height: 45px;
    background: var(--primary);
    color: white;
    border: none;
    border-radius: 50%;
    font-size: 1rem;
    cursor: pointer;
    box-shadow: 0 4px 15px rgba(30,64,175,0.4);
    transition: all 0.3s;
    opacity: 0;
    transform: translateY(20px);
    z-index: 1000;
}
.scroll-top.visible { opacity: 1; transform: translateY(0); }
.scroll-top:hover { background: var(--primary-dark); transform: translateY(-3px); }

/* ============================================
   UTILITIES
   ============================================ */
.form-control:focus, .form-select:focus { border-color: var(--primary); box-shadow: 0 0 0 3px rgba(30,64,175,0.1); }
.btn-primary { background: var(--primary); border-color: var(--primary); }
.btn-primary:hover { background: var(--primary-dark); border-color: var(--primary-dark); }
.btn-outline-primary { color: var(--primary); border-color: var(--primary); }
.btn-outline-primary:hover { background: var(--primary); border-color: var(--primary); }
.pagination .page-link { color: var(--primary); border-radius: 8px !important; margin: 0 2px; }
.pagination .page-item.active .page-link { background: var(--primary); border-color: var(--primary); }

/* ============================================
   RESPONSIVE
   ============================================ */
@media (max-width: 768px) {
    .hero-stats { gap: 16px; }
    .plan-key-stats .row { text-align: center; }
    .table-compare { font-size: 0.78rem; }
    .table-compare thead th, .table-compare tbody td { padding: 10px 8px; }
    .compare-feature-col { min-width: 120px; }
    .compare-plan-col { min-width: 130px; }
    .trust-item { flex-direction: column; text-align: center; gap: 6px; }
    .post-share { gap: 6px; }
    .share-btn { padding: 6px 12px; font-size: 0.8rem; }
}
@media (max-width: 576px) {
    .hero-section { padding: 50px 0 70px; }
    .page-hero { padding: 35px 0 45px; }
    .compare-tool-card { padding: 20px; }
    .content-card { padding: 18px; }
}
@media print {
    .topbar, #mainNav, .newsletter-strip, .footer-main, .sidebar-cta-card, .scroll-top { display: none !important; }
    .table-compare { font-size: 0.75rem; }
}

/* ============================================
   INSURER CARDS (homepage & plans)
   ============================================ */
.insurer-card {
    display: flex;
    align-items: center;
    gap: 12px;
    background: white;
    border: 1px solid var(--border);
    border-radius: var(--radius);
    padding: 14px 16px;
    text-decoration: none;
    color: var(--text);
    transition: all 0.25s;
    height: 100%;
}
.insurer-card:hover {
    border-color: var(--primary-light);
    box-shadow: 0 6px 20px rgba(30,64,175,0.1);
    transform: translateY(-2px);
    color: var(--dark);
}
.insurer-card-all { border-style: dashed; }
.insurer-logo {
    width: 52px; height: 52px;
    border-radius: 12px;
    display: flex; align-items: center; justify-content: center;
    flex-shrink: 0;
    font-size: 1.3rem;
    color: var(--primary);
}
.all-logo { background: rgba(30,64,175,0.07); border: 2px dashed rgba(30,64,175,0.2); }
.insurer-initials {
    font-size: 1rem;
    font-weight: 800;
    letter-spacing: 0.5px;
}
.insurer-info { flex: 1; min-width: 0; }
.insurer-name { font-size: 0.9rem; font-weight: 700; color: var(--dark); white-space: nowrap; overflow: hidden; text-overflow: ellipsis; }
.insurer-desc { font-size: 0.76rem; color: var(--text-light); margin-top: 2px; line-height: 1.4; }
.insurer-meta { display: flex; gap: 8px; flex-wrap: wrap; margin-top: 5px; }
.insurer-csr, .insurer-hospitals { font-size: 0.73rem; color: var(--text-light); }
.insurer-arrow { flex-shrink: 0; font-size: 0.85rem; }

/* ============================================
   HERO INSURER GRID (homepage hero right side)
   ============================================ */
.hero-insurer-grid {
    position: relative;
    width: 340px; height: 340px;
    display: flex;
    flex-wrap: wrap;
    align-items: center;
    justify-content: center;
    gap: 14px;
}
.insurer-bubble {
    width: 72px; height: 72px;
    border-radius: 50%;
    background: rgba(255,255,255,0.15);
    border: 2px solid rgba(255,255,255,0.3);
    display: flex; align-items: center; justify-content: center;
    font-size: 0.8rem;
    font-weight: 800;
    color: white;
    letter-spacing: 0.5px;
    backdrop-filter: blur(6px);
    cursor: default;
    transition: all 0.3s;
    box-shadow: 0 4px 14px rgba(0,0,0,0.15);
    animation: float-bubble 5s ease-in-out infinite;
}
.insurer-bubble:nth-child(2n) { animation-duration: 4.5s; animation-delay: 0.5s; }
.insurer-bubble:nth-child(3n) { animation-duration: 6s; animation-delay: 1s; }
.insurer-bubble:hover { transform: scale(1.15); background: rgba(255,255,255,0.25); }
@keyframes float-bubble {
    0%, 100% { transform: translateY(0); }
    50% { transform: translateY(-8px); }
}
.insurer-center-text {
    position: absolute;
    top: 50%; left: 50%;
    transform: translate(-50%, -50%);
    background: rgba(255,255,255,0.2);
    color: white;
    font-size: 1.4rem;
    font-weight: 900;
    width: 52px; height: 52px;
    border-radius: 50%;
    display: flex; align-items: center; justify-content: center;
    backdrop-filter: blur(12px);
    border: 2px solid rgba(255,255,255,0.35);
    pointer-events: none;
    z-index: 2;
}

/* ============================================
   CSR BAR CHART (homepage)
   ============================================ */
.csr-bar-card {
    background: white;
    border-radius: var(--radius);
    padding: 12px 10px 10px;
    text-align: center;
    box-shadow: var(--shadow);
    border: 1px solid var(--border);
}
.csr-bar-wrap {
    height: 80px;
    display: flex;
    align-items: flex-end;
    justify-content: center;
    margin-bottom: 6px;
}
.csr-bar-fill {
    width: 36px;
    border-radius: 6px 6px 0 0;
    min-height: 10px;
    transition: height 0.8s ease;
}
.csr-val {
    font-size: 0.88rem;
    font-weight: 800;
    line-height: 1;
}
.csr-name {
    font-size: 0.7rem;
    color: var(--text-light);
    margin-top: 3px;
    line-height: 1.3;
}

/* ============================================
   INSURER FILTER TABS (plans page)
   ============================================ */
.insurer-filter-tabs {
    display: flex;
    flex-wrap: wrap;
    gap: 8px;
}
.filter-tab {
    display: inline-flex;
    align-items: center;
    padding: 7px 16px;
    border-radius: 25px;
    background: white;
    border: 1.5px solid var(--border);
    color: var(--text);
    font-size: 0.84rem;
    font-weight: 500;
    text-decoration: none;
    transition: all 0.2s;
    white-space: nowrap;
}
.filter-tab:hover {
    border-color: var(--primary-light);
    color: var(--primary);
    background: #f0f6ff;
}
.filter-tab.active {
    background: var(--primary);
    border-color: var(--primary);
    color: white;
    box-shadow: 0 3px 10px rgba(30,64,175,0.25);
}

/* ============================================
   INSURER SECTION (plans grouped view)
   ============================================ */
.insurer-section {}
.insurer-section-header {
    display: flex;
    align-items: center;
    justify-content: space-between;
    flex-wrap: wrap;
    gap: 10px;
}
.insurer-section-title {
    font-size: 1.1rem;
    font-weight: 700;
    margin: 0;
    display: flex;
    align-items: center;
    gap: 10px;
}
.insurer-dot {
    display: inline-block;
    width: 10px; height: 10px;
    border-radius: 50%;
    flex-shrink: 0;
    vertical-align: middle;
    margin-right: 4px;
}
.insurer-dot-lg {
    display: inline-block;
    width: 14px; height: 14px;
    border-radius: 50%;
    background: var(--primary);
    flex-shrink: 0;
}

/* ============================================
   PLAN INSURER LABELS (on plan cards)
   ============================================ */
.plan-insurer-tag {
    display: inline-block;
    background: rgba(30,64,175,0.08);
    color: var(--primary);
    border-radius: 20px;
    padding: 3px 10px;
    font-size: 0.72rem;
    font-weight: 700;
    text-transform: uppercase;
    letter-spacing: 0.3px;
    margin-bottom: 8px;
}
.plan-insurer-label {
    font-size: 0.75rem;
    font-weight: 600;
    color: var(--text-light);
    text-transform: uppercase;
    letter-spacing: 0.3px;
    margin-bottom: 2px;
}
.plan-csr {
    font-size: 0.82rem;
    color: var(--success);
}
.premium-csr {
    font-size: 0.78rem;
    color: var(--success);
    margin-top: 3px;
}

/* ============================================
   PLAN MINI CARD insurer label
   ============================================ */
.plan-mini-card .plan-insurer-label { margin-bottom: 0; }

/* ============================================
   INSURER DETAIL PAGE
   ============================================ */
.insurer-hero-logo {
    width: 90px; height: 90px;
    border-radius: 20px;
    display: flex; align-items: center; justify-content: center;
    font-size: 2rem;
    font-weight: 900;
    color: white;
    flex-shrink: 0;
    box-shadow: 0 8px 24px rgba(0,0,0,0.2);
    letter-spacing: 1px;
}
.insurer-stat-badge {
    background: rgba(255,255,255,0.15);
    border: 1px solid rgba(255,255,255,0.25);
    border-radius: 12px;
    padding: 14px 18px;
    text-align: center;
    backdrop-filter: blur(8px);
}
.insb-val { font-size: 1.4rem; font-weight: 800; color: white; line-height: 1; }
.insb-label { font-size: 0.75rem; color: rgba(255,255,255,0.8); margin-top: 4px; }

/* ============================================
   RESPONSIVE for new elements
   ============================================ */
@media (max-width: 768px) {
    .hero-insurer-grid { width: 280px; height: 280px; gap: 10px; }
    .insurer-bubble { width: 60px; height: 60px; font-size: 0.72rem; }
    .insurer-filter-tabs { gap: 6px; }
    .filter-tab { padding: 6px 12px; font-size: 0.8rem; }
    .csr-bar-card { padding: 10px 8px; }
    .csr-bar-fill { width: 28px; }
}
@media (max-width: 576px) {
    .insurer-card { padding: 12px; }
    .insurer-logo { width: 44px; height: 44px; border-radius: 10px; }
    .insurer-section-header { flex-direction: column; align-items: flex-start; }
}

/* ── Digital Dots Footer Credit ────────────────────────── */
.footer-dd-credit {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    text-decoration: none;
    padding: 5px 12px 5px 10px;
    border-radius: 50px;
    border: 1px solid rgba(255,255,255,.08);
    background: rgba(255,255,255,.04);
    transition: background .2s, border-color .2s;
}
.footer-dd-credit:hover {
    background: rgba(255,255,255,.08);
    border-color: rgba(212,175,55,.3);
    text-decoration: none;
}
.footer-dd-label {
    font-size: .72rem;
    color: rgba(255,255,255,.4);
    white-space: nowrap;
}
.footer-dd-brand {
    font-size: .78rem;
    font-weight: 700;
    color: #D4AF37;
    white-space: nowrap;
    display: flex;
    align-items: center;
    gap: 4px;
}